Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

Response to Scottish personal injury discount rate announcement

30 Sep 2019
APIL news

APIL president, Gordon Dalyell, said in reaction to the Government Actuary's Department's decision to leave the discount rate at -0.75 per cent:


“We welcome the certainty which this announcement will bring to injured people in Scotland and the transparency in the way the discount rate is calculated. People with catastrophic injuries, who are most affected by this, already have enough uncertainty in their lives. The fact that the calculation which governs the amount of compensation they will receive is set out clearly in legislation, and that political influence on the process is minimal, is very welcome in these times of economic and political uncertainty.


Governments in both Westminster and Holyrood have faced shameless and sustained pressure from insurers to set the discount rate at a level which suits their profit margins rather than injured people, and the transparency of the Scottish legislation, in particular, is a protection against that.


But the calculation is still based on the intention of making people take risks with the compensation which is to last their whole lives, which they should not have to do. After all, injured people are not ordinary investors trying to maximise a lottery win, and we must monitor this new rate carefully to ensure it provides them with the compensation they need.”    


Past statements and comments

Government announces extension to fixed recoverable costs, 08 Sep 2021
Department of Justice to set the personal injury discount rate in Northern Ireland at -1.75 per cent, 26 Mar 2021
Whiplash reforms delayed from April 2021 to May 2021, 11 Jan 2021
APIL statement following ministerial announcement to delay whiplash reforms until April 2021, 21 Apr 2020
Reactionary statement following inflationary increase to bereavement damages, 20 Mar 2020
Implementation of the whiplash reform programme, 27 Feb 2020
Government responds to MedCo consultation - APIL statement, 05 Sep 2019
Lord Chancellor announces discount rate change – APIL response, 15 Jul 2019

More past statements

Head of Public Affairs
Lorraine Gwinnutt
0115 943 5400
[email protected]

Communications Manager
Jane Hartwell
0115 943 5416
[email protected]

Press & Communications Assistant
Asher Mayers-Thompson
0115 943 5431
[email protected]