Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

RE: Daily Mail article 'More Than boss blames fraudulent claims for rise of insurance premium' (3 August 2017)

03 Aug 2017
APIL news



The insurance industry’s own figures show that proven fraud is only present in 0.17 per cent of all motor-related insurance claims, and a fraction of that relates to personal injury claims.


Whiplash reforms proposed by the Government will, in reality, diminish the honest motorist’s right to fair redress when he is injured. Furthermore, the promise of lower premiums will not be kept. Insurance companies have already saved billions of pounds since the costs in injury claims were stripped back four years ago, yet they continue to set premiums higher and higher each year. Meanwhile the cost of injury claims fell by 13 per cent.


There are many factors which affect the price of premiums, yet injury claims continue to be the whipping boy. We have heard this week how repair costs are soaring out of control, with an 8 per cent increase in the cost of vehicle repair claims since 2013. The rate of insurance premium tax has also doubled in less than two years.


The problem clearly lies elsewhere.


Brett Dixon



Past letters to the press

MoD shirking responsibility to pay compensation to injured veterans after six years, 28 Jul 2020
Regional newspapers: Being late is taken more seriously than being injured needlessly, 28 Jan 2020
The Scotsman re: Rachel Henry and Alistair Kinley: Fraudulent and dishonest claims getting off Scot-free, 16 Jan 2020
To The Scotsman re: Scotland set to become first choice to bring personal injury actions , 04 Nov 2019
Discount rate disparity in Northern Ireland must be addressed - Belfast Telegraph, 16 Jul 2019
Inquests for stillborn babies , 18 Jun 2019
RE: Firms still fuel rising costs as premiums fall (1 May), 01 May 2019
Regional letter - mesothelioma payment scheme must be extended for all asbestos related diseases, 03 Apr 2019

More past letters to the press

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