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Association of Personal Injury Lawyers

RE: Daily Mail article 'More Than boss blames fraudulent claims for rise of insurance premium' (3 August 2017)

03 Aug 2017
APIL news



The insurance industry’s own figures show that proven fraud is only present in 0.17 per cent of all motor-related insurance claims, and a fraction of that relates to personal injury claims.


Whiplash reforms proposed by the Government will, in reality, diminish the honest motorist’s right to fair redress when he is injured. Furthermore, the promise of lower premiums will not be kept. Insurance companies have already saved billions of pounds since the costs in injury claims were stripped back four years ago, yet they continue to set premiums higher and higher each year. Meanwhile the cost of injury claims fell by 13 per cent.


There are many factors which affect the price of premiums, yet injury claims continue to be the whipping boy. We have heard this week how repair costs are soaring out of control, with an 8 per cent increase in the cost of vehicle repair claims since 2013. The rate of insurance premium tax has also doubled in less than two years.


The problem clearly lies elsewhere.


Brett Dixon



Past letters to the press

RE: Letter to the editor - What a nuisance - Daily Mail (29 August), 29 Aug 2018
RE: Good sense at a premium as insurance profits soar -Yorkshire Post (25 August), 28 Aug 2018
Regional letter campaign - injury claims are not to blame for rising premiums, 14 May 2018
Regional letter - Health and safety should be celebrated, not watered down, 22 Mar 2018
Re: Many NHS victims should settle for an apology - The Times (5 February), 05 Feb 2018
Re: Bruising is the new whiplash - Daily Telegraph (24 January), 24 Jan 2018
RE: Whiplash and tax hikes blamed as car insurance rises by £100 in 3 years - Daily Mail (24 January), 24 Jan 2018
Re: Getting a grip on gritting could spare us a season of broken bones, 20 Dec 2017

More past letters to the press

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