Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

RE: Firms still fuel rising costs as premiums fall (1 May)

01 May 2019
APIL news



Assertions that fraudulent whiplash claims have driven up the cost of car insurance premiums in recent years are simply not true. The insurance industry’s own figures show that proven fraud is only present in 0.22 per cent of all motor-related insurance claims. An even smaller fraction of that relates to personal injury claims and whiplash a fraction of that.


There are many factors which affect the price of premiums, yet people with whiplash injuries always seem to take the blame. Overwhelming insurance industry evidence shows that there is no correlation between personal injury claims and the high cost of motor premiums. The cost of injury claims to motor insurers has fallen by 21 per cent since 2013, meanwhile our premiums have risen by 19 per cent.


The Government needs to turn its attention elsewhere to keep the cost of motor insurance premiums down.


Brett Dixon


The Association of Personal Injury Lawyers (APIL)

Past letters to the press

Dismantling the Human Rights Act is abhorrent - A letter to the press, 05 Apr 2022
Missed opportunity to help bereaved families , 07 Feb 2022
Northern Ireland bereavement law is out of touch, 08 Nov 2021
Bereavement laws for fathers are outdated, 21 Oct 2021
Medical litigation (The Times 14 July) , 14 Jul 2021
The Times re: Tight leash on whiplash crash claims, 29 May, 02 Jun 2021
APIL calls for time limit on child abuse claims to be abolished , 11 Feb 2021
MoD shirking responsibility to pay compensation to injured veterans after six years, 28 Jul 2020

More past letters to the press

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