Sir,

Insurance companies continue to use whiplash claims as an excuse for rising premiums despite having saved billions of pounds since legal costs in these claims were stripped back five years ago. The cost of all bodily injury claims to insurers has since fallen by 13 per cent according to the Association of British Insurers’ (ABI) own data.

Proposed Government reforms will, in reality, diminish the honest motorist’s right to fair redress when he is injured needlessly. Furthermore, the change to the way high-value compensation payouts are calculated was long overdue. Before this change, many people with catastrophic life-long injuries were undercompensated and faced running out of the funds needed to pay for their care.

Brett Dixon

President

The Association of Personal Injury Lawyers (APIL)