Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

The Times RE: Cost of car insurance to increase by 8%

21 Apr 2017
APIL news

The Times RE: Cost of car insurance to increase by 8%


We should remember that it is the responsibility of insurance companies to set their premiums. It is for them to decide who is to pay for years of mismanagement - hard-hit motorists or insurance company shareholders.

For many years the compensation paid by liable insurers has failed to meet the needs of severely injured people, including disabled children who need support for the rest of their lives. This is because the discount applied to offset the interest the payments are assumed to earn has not reflected the economic environment. Meanwhile, insurers have enjoyed a windfall in unpaid damages.

A change in the discount rate was long overdue. The backlash has been little short of hysterical. It is scandalous to suggest that people with life-changing injuries should continue to struggle on inadequate compensation just to make sure insurance companies don’t put up everyone else’s premiums.

Neil Sugarman


Association of Personal Injury Lawyers (APIL)

Past letters to the press

Medical litigation (The Times 14 July) , 14 Jul 2021
The Times re: Tight leash on whiplash crash claims, 29 May, 02 Jun 2021
APIL calls for time limit on child abuse claims to be abolished , 11 Feb 2021
MoD shirking responsibility to pay compensation to injured veterans after six years, 28 Jul 2020
Regional newspapers: Being late is taken more seriously than being injured needlessly, 28 Jan 2020
The Scotsman re: Rachel Henry and Alistair Kinley: Fraudulent and dishonest claims getting off Scot-free, 16 Jan 2020
To The Scotsman re: Scotland set to become first choice to bring personal injury actions , 04 Nov 2019
Discount rate disparity in Northern Ireland must be addressed - Belfast Telegraph, 16 Jul 2019

More past letters to the press

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