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Association of Personal Injury Lawyers

The Times RE: Cost of car insurance to increase by 8%

21 Apr 2017
APIL news

The Times RE: Cost of car insurance to increase by 8%


We should remember that it is the responsibility of insurance companies to set their premiums. It is for them to decide who is to pay for years of mismanagement - hard-hit motorists or insurance company shareholders.

For many years the compensation paid by liable insurers has failed to meet the needs of severely injured people, including disabled children who need support for the rest of their lives. This is because the discount applied to offset the interest the payments are assumed to earn has not reflected the economic environment. Meanwhile, insurers have enjoyed a windfall in unpaid damages.

A change in the discount rate was long overdue. The backlash has been little short of hysterical. It is scandalous to suggest that people with life-changing injuries should continue to struggle on inadequate compensation just to make sure insurance companies don’t put up everyone else’s premiums.

Neil Sugarman


Association of Personal Injury Lawyers (APIL)

Past letters to the press

Glasgow bin lorry tragedy , 28 Nov 2018
Regional letter campaign - Cycling consultation and Road Safety Week, 19 Nov 2018
RE: NHS bill for compensation reaches £100m in 24 hours - The Times (15 October), 15 Oct 2018
Regional letter campaign - cold calls for personal injury must be banned, 25 Sep 2018
RE: Letter to the editor - What a nuisance - Daily Mail (29 August), 29 Aug 2018
RE: Good sense at a premium as insurance profits soar -Yorkshire Post (25 August), 28 Aug 2018
Regional letter campaign - injury claims are not to blame for rising premiums, 14 May 2018
Regional letter - Health and safety should be celebrated, not watered down, 22 Mar 2018

More past letters to the press

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