Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

Regional newspapers - Who is responsible for insurance?

10 May 2017
APIL news

Regional newspapers

10 May 2017


I would think that a severely injured person such as a brain-damaged child who needs round-the-clock care for the rest of his life would be granted the greatest level of compassion. Instead catastrophically injured people are being publicly lambasted by the insurance industry, an industry which exists to help them, for rising motor insurance prices.

For many years, the compensation paid by at fault insurers has failed to meet the needs of people with life-altering, life-limiting injuries. This was put right recently by a change in something called the discount rate, resulting in a hysterical reaction from the insurance industry which until now had enjoyed a windfall after reaping premiums from negligent policyholders while underpaying the people they harm.

Finally, insurers are being held to account. But rather than accept their responsibilities, these companies now suggest that people with catastrophic injuries should continue to struggle on inadequate compensation, or else all motorists must pay higher premiums. They should be ashamed of themselves.

Setting of premiums is the responsibility of insurers, and only insurers. It is your insurer who has decided to pass the cost of years of mismanagement onto you, the motorist, rather than its shareholders.

Brett Dixon


The Association of Personal Injury Lawyers (APIL)

Past letters to the press

Medical litigation (The Times 14 July) , 14 Jul 2021
The Times re: Tight leash on whiplash crash claims, 29 May, 02 Jun 2021
APIL calls for time limit on child abuse claims to be abolished , 11 Feb 2021
MoD shirking responsibility to pay compensation to injured veterans after six years, 28 Jul 2020
Regional newspapers: Being late is taken more seriously than being injured needlessly, 28 Jan 2020
The Scotsman re: Rachel Henry and Alistair Kinley: Fraudulent and dishonest claims getting off Scot-free, 16 Jan 2020
To The Scotsman re: Scotland set to become first choice to bring personal injury actions , 04 Nov 2019
Discount rate disparity in Northern Ireland must be addressed - Belfast Telegraph, 16 Jul 2019

More past letters to the press

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