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Association of Personal Injury Lawyers

Regional newspapers - Who is responsible for insurance?

10 May 2017
APIL news

Regional newspapers

10 May 2017

Sir,

I would think that a severely injured person such as a brain-damaged child who needs round-the-clock care for the rest of his life would be granted the greatest level of compassion. Instead catastrophically injured people are being publicly lambasted by the insurance industry, an industry which exists to help them, for rising motor insurance prices.

For many years, the compensation paid by at fault insurers has failed to meet the needs of people with life-altering, life-limiting injuries. This was put right recently by a change in something called the discount rate, resulting in a hysterical reaction from the insurance industry which until now had enjoyed a windfall after reaping premiums from negligent policyholders while underpaying the people they harm.

Finally, insurers are being held to account. But rather than accept their responsibilities, these companies now suggest that people with catastrophic injuries should continue to struggle on inadequate compensation, or else all motorists must pay higher premiums. They should be ashamed of themselves.

Setting of premiums is the responsibility of insurers, and only insurers. It is your insurer who has decided to pass the cost of years of mismanagement onto you, the motorist, rather than its shareholders.

Brett Dixon

President

The Association of Personal Injury Lawyers (APIL)

Past letters to the press

Regional letter campaign - injury claims are not to blame for rising premiums, 14 May 2018
Regional letter - Health and safety should be celebrated, not watered down, 22 Mar 2018
Re: Many NHS victims should settle for an apology - The Times (5 February), 05 Feb 2018
Re: Bruising is the new whiplash - Daily Telegraph (24 January), 24 Jan 2018
RE: Whiplash and tax hikes blamed as car insurance rises by £100 in 3 years - Daily Mail (24 January), 24 Jan 2018
Re: Getting a grip on gritting could spare us a season of broken bones, 20 Dec 2017
RE: Compo culture - The News (Portsmouth) 14 December, 15 Dec 2017
RE: Telegraph article '£43,000 payout for playground splinter' (27 November), 28 Nov 2017

More past letters to the press

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