Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

RE: Daily Mail article 'Car insurers: we’re being forced to hike premiums by £250' (17 August)

17 Aug 2017
APIL news

Sir,

 

Car insurers lined the pockets of their shareholders to the tune of millions of pounds during all the years people with life-changing injuries went under-compensated. Following changes to the so-called Ogden rate, that injustice has now been corrected - and  insurers have immediately rushed to increase premiums for all hard-pressed motorists.

 

The level at which premiums are set is not the responsibility of catastrophically injured people or their representatives. It is the responsibility of the insurance industry which, of course, has a duty to its shareholders. It is also important to remember that the need to pay compensation only arises because someone has inflicted needless injuries on someone else, through their own negligence.

 

People must be able to receive proper compensation when they have been catastrophically injured. That is the whole point of compulsory car insurance. The mechanism for making sure this happens had not worked for many years, leaving people either to struggle without the help they needed or to rely on the State – and by definition the taxpayer – to pick up the tab. It needed to change.

 

Brett Dixon

President

APIL

Past letters to the press

Medical litigation (The Times 14 July) , 14 Jul 2021
The Times re: Tight leash on whiplash crash claims, 29 May, 02 Jun 2021
APIL calls for time limit on child abuse claims to be abolished , 11 Feb 2021
MoD shirking responsibility to pay compensation to injured veterans after six years, 28 Jul 2020
Regional newspapers: Being late is taken more seriously than being injured needlessly, 28 Jan 2020
The Scotsman re: Rachel Henry and Alistair Kinley: Fraudulent and dishonest claims getting off Scot-free, 16 Jan 2020
To The Scotsman re: Scotland set to become first choice to bring personal injury actions , 04 Nov 2019
Discount rate disparity in Northern Ireland must be addressed - Belfast Telegraph, 16 Jul 2019

More past letters to the press

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