Association of Personal Injury Lawyers logo
Association of Personal Injury Lawyers

RE: Daily Mail article 'Car insurers: we’re being forced to hike premiums by £250' (17 August)

17 Aug 2017
APIL news



Car insurers lined the pockets of their shareholders to the tune of millions of pounds during all the years people with life-changing injuries went under-compensated. Following changes to the so-called Ogden rate, that injustice has now been corrected - and  insurers have immediately rushed to increase premiums for all hard-pressed motorists.


The level at which premiums are set is not the responsibility of catastrophically injured people or their representatives. It is the responsibility of the insurance industry which, of course, has a duty to its shareholders. It is also important to remember that the need to pay compensation only arises because someone has inflicted needless injuries on someone else, through their own negligence.


People must be able to receive proper compensation when they have been catastrophically injured. That is the whole point of compulsory car insurance. The mechanism for making sure this happens had not worked for many years, leaving people either to struggle without the help they needed or to rely on the State – and by definition the taxpayer – to pick up the tab. It needed to change.


Brett Dixon



Past letters to the press

Re: Many NHS victims should settle for an apology - The Times (5 February), 05 Feb 2018
Re: Bruising is the new whiplash - Daily Telegraph (24 January), 24 Jan 2018
RE: Whiplash and tax hikes blamed as car insurance rises by £100 in 3 years - Daily Mail (24 January), 24 Jan 2018
Re: Getting a grip on gritting could spare us a season of broken bones, 20 Dec 2017
RE: Compo culture - The News (Portsmouth) 14 December, 15 Dec 2017
RE: Telegraph article '£43,000 payout for playground splinter' (27 November), 28 Nov 2017
Regional newspapers - Legal aid for bereaved families, 21 Nov 2017
Regional newspapers - Drivers urged to 'Back Off', 11 Oct 2017

More past letters to the press

Head of Public Affairs
Lorraine Gwinnutt
0115 943 5400

Communications Manager
Jane Hartwell
0115 943 5416

Press & Communications Officer
Lizzy Freeman
0115 943 5431