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Association of Personal Injury Lawyers

UK Insurance v Pilling - Landmark Court of Appeal ruling on scope of TP motor cover (webinar)

All levels - 1 hour

(Please note that the number of CPD hours may be subject to change)

Why this Court of Appeal ruling is important:

  • Section 145 Road Traffic Act 1988 imposes compulsory motor insurance to cover liability ‘arising out of, the use of the vehicle on a road or other public place’, without defining what is meant by ‘use’.  This has generated an extensive body of case law and a good deal of confusion.  
  • UK Insurance v Pilling [2017] EWCA Civ 259 featured a car that burst into flames whilst undergoing repairs at its owner’s place of work; destroying the premises in the process.  Was such ‘use’ covered by section 145, notwithstanding the policy terms?  
  • Motor insurers routinely restrict cover to specific types of use to exploit the additional defences available under the Uninsured Drivers Agreements 1999/2015 including exclusions of credit hire and subrogated claims.  

This webinar will focus on:

  • The UK Insurance decision and the other UK authorities what is meant by ‘use’ 
  • Which authorities are overruled by UK Insurance
  • How this case fits in with the landmark ECJ ruling in Damijan Vnuk in 2014 

It will also provide a brief update on;

  • The government’s consultation on Vnuk (closed 31 March 2017)
  • The European Commission’s latest proposals to limit the scope of Vnuk
  • The Vehicle Technology and Aviation Bill 2017
  • The likely implications of Brexit in 2019 on the future scope of section 145  


1 person: £55 + VAT  |  2 - 6 people: £95 + VAT  |  7 people or more: £150 + VAT

Watch live or later

We encourage all attendees to watch the webinar live - this gives people the opportunity to ask questions and participate in polls.

All people registered for the webinar will automatically be emailed details to view the online recording following the webinar, whether you view live or not. Recordings are available to view for up to six months.

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