Why this Court of Appeal ruling is important:
- Section 145 Road Traffic Act 1988 imposes compulsory motor insurance to cover liability ‘arising out of, the use of the vehicle on a road or other public place’, without defining what is meant by ‘use’. This has generated an extensive body of case law and a good deal of confusion.
- UK Insurance v Pilling  EWCA Civ 259 featured a car that burst into flames whilst undergoing repairs at its owner’s place of work; destroying the premises in the process. Was such ‘use’ covered by section 145, notwithstanding the policy terms?
- Motor insurers routinely restrict cover to specific types of use to exploit the additional defences available under the Uninsured Drivers Agreements 1999/2015 including exclusions of credit hire and subrogated claims.
This webinar will focus on:
- The UK Insurance decision and the other UK authorities what is meant by ‘use’
- Which authorities are overruled by UK Insurance
- How this case fits in with the landmark ECJ ruling in Damijan Vnuk in 2014
It will also provide a brief update on;
- The government’s consultation on Vnuk (closed 31 March 2017)
- The European Commission’s latest proposals to limit the scope of Vnuk
- The Vehicle Technology and Aviation Bill 2017
- The likely implications of Brexit in 2019 on the future scope of section 145